Information we collect

We collect information you provide directly (such as your name, contact details, and identity verification data) and financial information you authorize us to access (such as credit bureau reports, UPI transaction data, and bank statements) in order to generate your reports and insights.

How we use your information

We use your information to generate your Financial Health Score and reports, provide customer support, process payments, and improve our services. We do not sell your personal data.

Aadhaar and the DPDP Act

Any Aadhaar-based verification is performed in line with UIDAI requirements and applicable law. We process personal data in accordance with the Digital Personal Data Protection Act, 2023.

Data sharing

We share data only with the service providers and regulated partners necessary to deliver the service (such as credit bureaus and payment processors), and only as permitted by law and your consent.

Your rights

You may request access to, correction of, or deletion of your personal data, and you may withdraw consent, subject to legal and regulatory limits.

Contact

For any privacy questions or to exercise your rights, you may contact our Nodal / Grievance Officer at nodal.officer@pehchanpe.com. For general assistance, email our support team at support@pehchanpe.com.